Will it Fly? How to test your idea.

August 30, 2010 | Teresa

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Everyone has an idea for a business that they would like to start if they had the seed money and a guarantee that the business would succeed. My idea, at one time, was to open a bed and breakfast in the little town where I grew up. If you have...

Consumer trends - predicting the economy?

August 26, 2010 | Teresa

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Consumer confidence plays a major role in how healthy the economy is. The recent disappointing news regarding the US housing market sent investors scrambling for safer investments. How we shop (or don't shop) plays a major role in the bigger economic picture. So what do fashion trends have to do...

Dealing with Collection Agencies

August 23, 2010 | Margaret W.

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A lot of people are terrified of collection agencies. I have known people who have had to deal with rude and abusive agents, incessant phone calls at work and at home, and the resultant public revelation of the very private misery of unmanageable personal debt. And to top it all...

Effective Complaining

August 23, 2010 | Margaret W.

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Nobody likes to complain, and I think there may be a number of reasons why. One is that we may not be entirely sure of our rights in a particular situation, and so don't know if our complaint is valid. Second, few of us know how to make a "formal"...

Money in a Relationship: "Do What Works For You"

August 19, 2010 | Margaret W.

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Love and money - does this combination always have to lead to problems? No, but it often does. According to a 2004 study, Love and Money, commissioned jointly by SmartMoney Magazine and Redbook, "the majority of both male and female respondents (64%) maintained joint bank accounts, with just 14% keeping...

Shop till You Drop

August 16, 2010 | Christina

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It's that time of year again. Children, teenagers, and young adults will be returning to classes in schools, colleges, and universities very shortly. If shopping for supplies or shopping in general, costs can be expensive. One day while I was shopping in a major department store, another shopper informed me...

LeBron James + Big Business

August 12, 2010 | Christina

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I am an avid basketball fan. I remember cheering for Tracy McGrady and Vince Carter when they played for the Toronto Raptors at the Air Canada Centre. I always hoped that they would stay in Toronto and build a championship team here. After they were gone, Chris Bosh took over...

Surviving Tough Times

August 9, 2010 | Teresa

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Despite reports of improving economic indicators, the fact is that times are still hard for many people. Household debt levels are high. Check out this report prepared by the Certified General Accountants of Canada entitled: Where Is the Money Now: The State of Canadian Household Debt as Conditions for Economic...

Good customer service is worth its weight in repeat business

August 4, 2010 | Teresa

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When my daughter began her short career at a major department store one summer, she was told that a dissatisfied customer will tell 8 to 10 people about their experience. So in effect, you aren't just losing one customer, you are losing 10. It is a lesson she has carried...

Sell2USGov: Making Sense of the Process of Selling to the U.S. Government

August 3, 2010 | Margaret W.

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Are you confused about how to sell your product or service to the United States Government? If so, you are not alone. You'll be glad to know that you can find help in the form of a Government of Canada website called Sell2USGov. The site provides extensive and extremely useful...