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Small Business Network: Come meet Stuart Browne, CEO and Founder of Pycap Venture Partners

March 14, 2015 | Thanusa | Comments (0) Facebook Twitter More...

Have you registered for our Small Business Network event for this month?

It's not too late!

Come join us on the evening of March 18th at North York Central Library for another great networking session. These events are for existing small business owners or people who are thinking about starting their own business.  

  Stuart Bio Pic
Stuart Browne, CEO and Founder of Pycap Venture Partners

 

This month you will be meeting Stuart Browne, CEO and Founder of Pycap Venture Partners. He will discuss how and why he launched Pycap and will provide businesses with a way to decipher if they are "VC fundable".

Pycap is a Venture Captital fund that provides accredited and retail investors with a diversified accountable way to access the high return potential of the startup tech sector and the exclusive deal flow of institutional investors.

Check out Stuart's interview on CTV's Nationally Televised Business News Network (BNN) on September 10, 2014 below: 

 

 

 

Click here to reserve your spot to hear Stuart Browne on March 18th at 6:30pm in the Large Study Room (Teen Zone). 

Don't forget to bring your business cards!

   

 

Money Matters during March 2015 at TRL

March 9, 2015 | Christina | Comments (0) Facebook Twitter More...

Personal Finance:  Your Money Matters programs continue during the month of March.  At the Toronto Reference Library, three programs are upcoming. 

Money Matters

Knowledge: The True Path to Financial Freedom
Guest Speaker:  M.D. Henderson, retired University of Toronto professor
Wednesday, March 18, 2015
6:30 pm - 8:00 pm
Beeton Auditorium, Toronto Reference Library

M.D. Henderson explains fundamental economic ideas and some historical data which suggests what is the simplest, fastest, and safest way to make your investment grow over a minimum, ten-year time frame.


Ellen RosemanInsurance: A Consumer's Guide
Guest Speaker:  Ellen Roseman, personal finance and consumer columnist at the Toronto Star
Wednesday, March 25, 2015
6:30 pm - 8:00 pm
Beeton Auditorium, Toronto Reference Library

Ellen Roseman talks about how to evaluate different kinds of insurance, how to shop around, and how to handle claims.


 
Helaine OlenPound Foolish: Exposing the Dark Side of the
Personal Finance Industry
Guest Speaker:  Helaine Olen, contributing editor for Pacific Standard
Tuesday, March 31, 2015
6:30 pm - 8:00 pm
Beeton Auditorium, Toronto Reference Library

Helen Olen takes on some of the central myths of the personal finance industry.  Drawing on her book Pound Foolish, Olen takes a compelling look at how we think and talk about money.


For more indepth, personal finance information written by TRL's March 2015 Money Matters programs' guest speakers, check out the following titles at the Toronto Public Library: 

Money 201     Fight Back     Pound Foolish
Money 201 Fight Back Pound Foolish

 

Free Income Tax Clinics at Fairview Library

March 3, 2015 | Thomas | Comments (0) Facebook Twitter More...

Income tax

Soon the snow will begin to melt which means one thing; it's time to get your income tax in order! If the thought of sitting down to do your taxes fills you with dread, have no fear however - Toronto Public Library is here to help.

Continue reading "Free Income Tax Clinics at Fairview Library" »

Managing your debt

March 2, 2015 | Raya | Comments (0) Facebook Twitter More...

Reducing your debt doesn't have to be painful, but you will need a strategy to get started. Most importantly you will need to make small changes to your spending, borrowing and saving habits. Here are a few ways to take control of your debt:

Make a budget

Preparing a budget will allow you to take charge of your spending habits. Make a list of your income, expenses and spending and see where your excess money is going. Any extra money at the end of the month should go toward paying down your debts. The federal government's Office of Consumer Affairs provides information on budgeting as well as tools you can use to keep track of your expenditures.

Get budget counselling

If working on your own to solve your debt issues is too difficult Credit Canada, a non-profit organization that provides free credit counselling and debt help, will do a complete review of your financial situation and help put you back in control of your finances.

Contact your creditors

Make a list of your creditors and then contact each one. Try to negotiate lower monthly payments, a longer period to make your payments or a lower rate of interest. A credit counsellor can also do this for you.

Combine your debts

You can repay your debts to all your creditors at once by getting a debt consolidation loan from a bank. This way you will only have one monthly payment to make usually at a lower interest fee than you are currently paying.

Contact your mortgage lender

The Canada Mortgage and Housing Corporation (CMHC) suggests contacting your mortgage lender as soon as you realize you might not be able to make your mortgage payments. They will work with you to find a solution.

Your library has a wealth of information on budgeting and paying down your debt. Take a look at these books and DVDs:

Crushing Debt Debt-Free Forever Debt free for life: the finish rich plan for financial independence Get out of debt! strategies to help you get out of debt!

The total money makeover: a proven plan for financial fitness The ABC's of getting out of debt: turn bad debt into good debt and bad credit into good credit How to get out of debt, stay out of debt & live prosperously The everything personal finance in your 20s & 30s book : erase your debt, personalize your budget, and plan now to secure your future

Get a Speed Coaching Session for your Small Business

February 25, 2015 | Thomas | Comments (0) Facebook Twitter More...

Amy Ballon Danielle BotterellInterested in some free expert coaching for your small business? 

Meet Amy Ballon and Danielle Botterell, MBAs, entrepreneurs, authors, and business coaches at Spark Consulting. Amy and Danielle will be stopping by Fairview Library's Small Business Networking group tomorrow to help you look at your business with a trained eye.

The Small Business networking series also give participants the opportunity to meet and learn from other business owners, share your own experiences, and soak in the collective wisdom of the group. 

Please register at the Information Desk at Fairview or call 416-395-5750 to let us know you're coming.

 

Bring your business cards!


Fairview-library-01 Mom IncSmall Business Network: Speed Coaching
Fairview Branch
35 Fairview Mall Drive  
Thursday February 26, 6:30 PM
416-395-5750

 

(You can also check out Mom Inc., Amy and Danielle's awesome book from a library near you!)

 

Insurance Scams and Pitfalls

February 21, 2015 | Thanusa | Comments (0) Facebook Twitter More...

Insurance
(image courtesy of Andrew Steinmetz posted on flickr.com on September 18, 2008. This file is licensed under the Creative Commons Attribution-Share Alike 2.0 Generic license)

Did you read the fine print when you signed up for your house, car, life, travel or pet insurance?

Did you take the time to shop for quotes before you committed yourself to that one-year term and when your policy renewal came up?

Do you review your current policy for any errors or omissions? 

Staying on top of these things always ensures that you have the right coverage and paying exactly what you need under your insurance policy. 

But for many consumers, they don't always have the time or understand the terms of the contract to be making the right decisons about different insurance plan coverage.   

 

Ellen RosemanCome attend consumer rights advocate, Ellen Roseman's program on Insurance Scams and Pitfalls at North York Central Library on Thursday February 26, 2015.

She will go through the different types of insurance and explain how to get the best deal.  

 

Register for the event

 

You may also want to check out these titles:

 Acts of God and Man  Fight Back  Life Insurance Risk Management Essentials  How to pay less for life and auto insurance  






Canadian Securities Law and Regulation

February 20, 2015 | Christina | Comments (0) Facebook Twitter More...

 

Money Matters

 

 

The Toronto Public Library has titles related to Canadian securities law and regulation.

What's Next for Canada

What's Next for Canada?  Securities Regulation after the Reference, edited by Anita Anand, discusses the future of Canadian security markets and the regulatory framework within which they operate.  For years, the merits of and necessity for a national securities regulator in Canada has been debated.  Seventeen leading academics and practitioners analyze the Supreme Court of Canada's decision, in the Reference Re: Securities Act, examine its implications for both constitutional and administrative law in Canada, and raise important questions about the future of security regulation in Canada.   

 

 


The Canadian Securities Law Reporter, published by CCH Canadian, covers all aspects of securities law in all provinces.  The product includes all relevant securities instruments and other documents from securities commissions, recent case law, commentary, statutes, and regulations from across Canada.  

Securities Litigation and Enforcement


Securities Litigation and Enforcement, 2nd Edition, by Joseph Groia and Pamela Hardie, explains practical litigation features and lays bare the complex web of legislation, policy statements and cases, in a revealing introduction to all significant types of Canadian securities litigation. 
“Reproduced by permission of Carswell, a division of Thomson Reuters Canada Limited.”

 

 

 


Here are more titles about Canadian Securities.

Keep calm and do your taxes

February 14, 2015 | Raya | Comments (0) Facebook Twitter More...

Keep calm and do your taxes

(image courtesy of KeepCalmStudio.com)

Tax season is quickly approaching and so is that inevitable sense of dread we always feel at this time of year. But by being organized and doing a bit of research ahead of time you can make the filing process a breeze. Here are a few steps you can take that will keep you calm:

1. As your T4 and other slips start arriving in the mail place them in a separate folder or envelope.

2. Gather your receipts big or small and add them to the same folder. Think about any charitable contributions you made this past year, business expenses you may have incurred, art and fitness programs your children may have attended. These can add up to big savings.

3. There is nothing worse than having to redo your income tax form. You can avoid this by identifying all your income sources, such as employers, banks, mutual funds, etc. This way you won't have a stray form arrive right after you've entered all your information.

4. Consider making an RRSP contribution for 2014. The deadline for making contributions is March 2, 2015. To calculate if you still have contribution room left, check out the Canada Revenue Agency (CRA).

5. Figure out how you are going to do your taxes. If you are planning on filing your return online for the first time this year the CRA provides step-by-step information on how to do so and has a list of free software you can use to file your returns.

6. Did you get married or divorced this past year? Did you have a child? These kinds of changes will affect your taxes. Do some research and be prepared ahead of time.

7. Do you need help preparing your income tax return? Check out the free Income Tax Clinics being held at various branches of the Toronto Public Library.

To help you prepare for tax season, take a look at these books:

Jacks on tax: your do-it-yourself guide to filing taxes online Evelyn Jacks' essential tax facts: secrets and strategies for take-charge people 101 tax secrets for Canadians: smart strategies that can save you thousands 78 tax tips for Canadians for dummies

101 tax secrets for Canadians: smart strategies that can save you thousands Preparing your income tax returns Canadians resident abroad 2014 Tax Planning for You and Your Family 2014





 

 

Small Business Network: Come meet CEO and Visionary behind Orchard

February 2, 2015 | Thanusa | Comments (0) Facebook Twitter More...

I hope everyone had an amazing start into the New Year!

North York Central Library's Small Business Network series is back and we sure are excited about the amazing speakers we have lined-up for you this year.

Network
(image courtesy of jairoagua posted on flickr.com on July 5, 2006. This file is licensed under the Creative Commons Attribution-Share Alike 2.0 Generic license)

If you haven't attended one of our networking sessions, come and join us this month! It's an on-going network event for small business owners or people who are thinking about starting their own business. We invite successful entrepreneurs to share their stories and provide their expertise. There is opportunity to network with others in the group and exchange business cards! Plus, it's free!

 
Bruno WongOn Wednesday, February 18th, come and meet Bruno Wong, owner of Orchard, a Toronto-based startup focused on changing the way Canadian buy and sell used computer technology.

As a self-taught designer, and entrepreneur, Bruno will share the insights he has gained after taking a business from idea to $250,000 in transactions over a 10-month period.

The session will be held in the Large Study room in the Teen Zone from 6:30pm to 7:30pm.

                                       Please register online!  

 Check out a few of our latest books on Business Start-Ups:

Invent Reinvent Thrive  Start Your Own E-Business Business Start Up in the Digital Age  From Passion to Profit      

Personal Finance: Your Money Matters @ TPL

January 26, 2015 | Christina | Comments (0) Facebook Twitter More...

Money Matters 2
It's that time of year again when the Toronto Public Library focuses on Personal Finance programs.  If you are looking for information on money matters, check out the various programs being offered this year throughout the Toronto Public Library system. 

Personal Finance programs being offered are:

  • Accidental Inheritance:  It's Not About the Money with legal experts Cynthia Woods at Bloor/Gladstone and Edward Olkovich at Richview
  • Ask an Expert:  Estate Planning - Death Can Be Very Taxing - Hosted by Chartered Professional Accountants of Canada (CPAC)
  • Ask an Expert: Identity Theft Protection - Presentation by the Chartered Professional Accountants of Canada
  • Ask an Expert:  Planning for Retirement - The Largest Bill You'll Ever Face - Presented by a member of the Chartered Professional Accountants of Canada
  • Boosting Investment Returns by Being Tax Smart with Ted Retchshaffen, CEO of TriDelta Financial Partners
  • Building Permits 101 with designer Gabriele Guiducci
  • Condo Buyers Seminar
  • Creating Safe Income from Downsizing Your House
  • Effective Tax Strategies - Presented by David Duong from Chartered Professional Accountants Canada
  • Factors that Determine Your Investment Portfolio with Mark Yestrau at Successful Investor Wealth Management Inc.
  • Financial Freedom at 50 with Julia Cazzin, editor from MoneySense magazine
  • Financial Literary 101 for Youth with Michael Goldberg, winner of the 2011 Outstanding Educator in Financial Literacy Award and a Business & Computer Studies teacher at Martingrove Collegiate Institute
  • Financial Matters for New Canadians - Presented by CPA Canada
  • First Time Home Buyers Beware
  • How to File a Tax Return (and do it right the first time) with Jamie Golombek, Tax & Estate Planning, CIBC
  • How to Navigate the Toronto Real Estate Market with Heather Holmes, broker, Re/Max Hallmark Realty Ltd. and Matthew McKillen, Mortgage Architects
  • Income Tax Clinics provided by certified general accountants, using software supplied by Canada Revenue Agency.  Check program description for eligibility.
  • Insurance:  A Consumer's Guide with Ellen Roseman, personal finance and consumer columnist at the Toronto Star
  • Investment Research Online - Learn to use investment databases Financial Post Advisor and Value Line Research Center
  • Knowledge:  The True Path to Financial Freedom with M.D. Henderson, a retired University of Toronto professor
  • Look Before You Leap:  An Introduction to Consumer and Debtor Rights with lawyer Victor Kasowski
  • Low-Income Energy Assistance Program (LEAP)
  • Lower Your Taxes Today! with a financial advisor from Investors Group
  • Maximize Your Retirement Income
  • Meet Consumer Advocate Ellen Roseman, Toronto Star columnist and Moneyville blogger
  • Money 201:  Planning and Investing
  • Personal Finances for Older Women with Bernardine Perreira, financial advisor
  • Pound Foolish:  Exposing the Dark Side of the Personal Finance Industry with Helaine Olen, contributing editor of Pacific Standard
  • Power of Index Investing with Dan Bartolotti, award-winning journalist and investment advisor
  • Real Estate:  Avoid Mistakes with Mark Weisleder, real estate lawyer, author and columnist
  • Real Estate 101 - Buying, Selling, Leasing and Investing with Claude Boiron, real estate broker, investor, developer, author and University of Toronto instructor
  • RRSPs and Your 2014 Income Tax Return
  • Save on Energy Home Assistance Program
  • Tax Efficient Investing for Life - Presented by Investors Group
  • Ten Healthy Habits of Financial Management - Presented by Daisy Fang from Chartered Professional Accountants Canada
  • Upcoming Regulatory Reforms and How They Affect Investors with John DeGoey of Burgeonvest Bick Securities Ltd.
  • Using Technical Analysis to Invest in the Stock Market with Brooke Thackray, research analyst at Horizon ETFs (Canada) Inc.
  • What is Old Age Security and GIS?
  • When I Die:  Financial Planning for Life and Death with Garry Duncan, retired senior tax partner at BDO Dunwoody LLP
  • Women and Money
  • You Can't Take It With You! with Sandra Foster, author of You Can't Take It With You:  The Common Sense Guide to Estate Planning for Canadians

Be sure to pick up a Personal Finance booklet by the Toronto Public Library at your local branch or visit the Personal Finance Program Series web page at the Toronto Public Library web site for details on each program.


Credit Canada

You may also want to visit Credit Canada.com; a non-profit charity providing free credit counselling and debt help since 1966.  Their website has personal finance information on many topics such as credit counselling, debt management, money management, and news.  There is also a link to a Credit Card Debt Calculator

In February 2015, Credit Canada.com will have daily tips as part of a "financial boot camp".

 

Welcome! We are specialized librarians in our business department and we write about current issues for small business owners and those interested in personal finance matters. For more information and resources see our Small Business & Personal Finance page.