Do you need a loan to start up a business, but have no collateral or credit history? Ordinarily it would be very difficult to obtain a loan under such conditions, but the ACCESS Community Capital Fund can help.
From their brochure:
"ACCESS is a Canadian registered charity granting micro-loans (first loan up to $5,000.00; second loan up to $10,000.00) where the abilities, skills and commitment of the applicant in conjunction with the strength of the business plan are key decision criteria."
Check the website to find out if you qualify, and how to apply.
It sounds like a wonderful opportunity!